As I’m sure you can imagine, the process of a divorce is never easy. There’s going to be a lot of emotional tension for everyone in the family, and this isn’t helped by the mountain of legal and financial issues that come with it. I know you’re probably not in a good place psychologically, but it’s important to tackle your divorce with a clear head. Here are some of the things you should never do during your divorce.
First of all, don’t wave away the thought of seeing a therapist. Despite more and more people going in for therapy, there are many people who consider it weak, and put their pride before their mental and emotional health. Despite what you may think, a therapist isn’t just someone to talk to who get paid way too much. They’re trained professionals who can guide you through how to relax, talk to your kids, and stay calm and collected in high-stress court situations. Skillern Firm, a divorce firm, occasionally recommends their clients go in for therapy to help their legal position. Of course, therapy isn’t always a necessity. However, you should spend a long time considering it.
Another important thing to avoid is settling too early. Understandably, you might be desperate to get out of your marriage as quickly as possible. However, you should never let this feeling compromise your financial security. It’s a good idea to make several copies of all your important financial documents. Your tax forms, pensions statements, brokerage statements and so forth can all come into play in the passage of your divorce. It’s important to have a clear idea of what you own and any outstanding debts. Furthermore, you need to take steps to ensure your kids will still have health insurance during and after the proceedings. Be aware that so long as you’re still legally married to your spouse, one of you having an accident or coming down with an illness can totally change how your property is divided. No matter what your spouse brings to the table, having a clear idea of your finances will help you decide when it’s right to settle.
Finally, don’t add to any debt you’re already dealing with. Obviously, no one gets into debt by choice, but when you’re going through a divorce it’s especially important to have a firm hold on your personal finances. As I’m sure you know, divorce isn’t cheap. Aside from the substantial attorney’s fees, you’ll need a decent financial buffer to move out and set up a new household. You may also run into extra costs like therapist’s fees. Making ends meet won’t be easy, but the harsh truth of the matter is that you’ll have to get used to having less. Look for new ways to cut down the price of living right now, and set up a new plan for paying off your debt. Managing your finances with everything else going in is stressful, but the freedom you’ll be able to enjoy later is well worth the struggle.